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Capital Credits

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Determining credit/payment amounts

Between the time of Capital Credit assignment and ultimate payout, the credits are used as a source of working capital to finance facility and network upgrades, or to reduce the cooperative’s debt dependency. Each year, the Board of Directors reviews the overall financial condition of the cooperative and decides what portions of Capital Credit allocations can be returned to the membership without jeopardizing the financial health of the organization. Capital Credits paid to members are proportionate to the amount of dollars they have spent on FTC services that are associated with a member’s account. Qualified services include FTC Phone, TV, Internet, Security and Wireless.

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